IMPORTANT NOTES FOR MODERATE PORTFOLIO: Halbert Wealth Management, Inc. (HWM) is an Investment Advisor registered with the SEC. This report does not constitute a solicitation to residents of any jurisdiction where the program mentioned may not be available. Information in this report is taken from sources believed to be reliable but its accuracy cannot be guaranteed. Any opinions stated are intended as general observations, not specific or personal investment advice. Please consult a competent professional and the appropriate disclosure documents before making any investment decisions. There is no foolproof way of selecting a mutual fund portfolio. Not all investments mentioned herein are appropriate for all investors. For more information on HWM, please consult the Form ADV Part II for HWM, available at no charge upon request. Any offer or solicitation can only be made by way of the Form ADV Part II. Officers, employees and affiliates of HWM may have investments managed in this program, in the funds in the program and others.
The performance shown illustrates the actual returns of an account in this program from October 2005 to present. Prior to October 2005, the performance information is a hypothetical, back-tested illustration, and not model or real performance. The numbers are for illustration purposes only, and represent a combination of the actual historical performance of the initial five mutual funds in the program, equally weighted, in a hypothetical portfolio over the stated period of time. From time to time, HWM will remove and replace the mutual funds in the program. Therefore, some of the funds currently in the program were not in the program during the period of hypothetical performance shown prior to October 2005. No actual client money was invested in this program prior to October 2005. These numbers should not be used to predict future performance.
Hypothetical, back-tested performance results are not model results, and have many inherent limitations. The limitations include: 1) there are often large differences between hypothetical performance results and the actual trading results achieved by a particular program; 2) hypothetical performance results are prepared with the benefit of hindsight; 3) hypothetical results may not reflect the impact that market or economic factors might have had on the investment methods if actual money was invested; 4) hypothetical returns do not reflect actual performance and may not be indicative of HWM’s ability to manage money; and 5) past performance is no guarantee of future performance.
Another mutual fund program was previously offered by HWM using different funds and different fund selection criteria. The other program was an asset allocation strategy and sought to provide superior returns relative to major market indexes. The returns some clients experienced in this program were below the returns shown here, and these returns are not reflected in this performance illustration. The asset allocation strategy is no longer offered by HWM.
The results assume that no cash was added to or assets withdrawn from the hypothetical investment during this period of time. Both actual trading results and hypothetical trading results are net of all fees and expenses, include the reinvestment of all dividends, and generally reflect annual rebalancing of the funds to be equally weighted within the portfolio. Adjustments made to reflect management fees are done every six months, and are not accrued on a monthly basis for the actual trading results, and every month for the hypothetical trading results. The track record represents an account that is generally rebalanced annually, even if the fund does not meet the minimum additional investment requirements or the transaction costs would make rebalancing the account economically inefficient. Actual client accounts will not be rebalanced if they do not have sufficient cash to meet the fund’s minimum additional purchase requirements, or if, in HWM’s opinion, the transaction costs of rebalancing outweigh the potential benefits. In addition, accounts, including the track record account, may be rebalanced on a frequency more or less often than annually, or on a date other than the anniversary date if HWM believes it prudent. Accordingly, actual client accounts may not be managed in the exact same manner as the tracking account. The performance of the tracking account may be different from actual client accounts, and this performance difference may grow over time.
When reviewing past performance records, it is important to note that different accounts, even though they are managed pursuant to the same strategy, can have varying results. The reasons for this include: 1) the period of time in which the accounts are active; 2) the timing of contributions and withdrawals; 3) the account size; 4) the minimum investment requirements and/or withdrawal restrictions; 5) the rate of brokerage commissions and transaction fees charged to an account; and 6) restrictions, limitations or decisions on whether the account can be rebalanced annually, or if rebalancing is delayed. There can be no assurance that an account opened by any person will achieve performance returns similar to those provided herein for accounts.
In addition, you should be aware that: 1) the Absolute Return Portfolios program is speculative and involves a moderate degree of risk; 2) the program’s performance may be volatile; 3) an investor could lose all or a substantial amount of his or her investment in the program; 4) HWM will have trading authority over an investor’s account and the use of a single advisor could mean lack of diversification and consequently higher risk; and 5) the program’s expenses will reduce an investor’s trading profits, or increase any trading losses.
Past performance is not indicative of future results. No representation is made that the investor will obtain similar results to those shown above. Performance does not reflect the effects of taxation, which results in lower returns to taxable investors. The S&P 500 Index and the NASDAQ Composite Index have been shown because they are widely accepted measures of market performance. Like most other indexes, the S&P 500 Index and the NASDAQ Composite Index are unmanaged and do not reflect transaction costs or management fees. The performance of the S&P 500 Index and the NASDAQ Composite Index is not meant to imply that investors should consider an investment in the Absolute Return Portfolios program as comparable to an investment in the 500 “blue chip” stocks of the largest publicly traded US companies that comprise the S&P 500 Index, or the over 3,000 stocks that comprise the NASDAQ Composite Index. They do, however, include the reinvestment of dividends. Statistics for "Worst Drawdown" are calculated at month end. Drawdowns within the month may have been greater. The results shown are for a limited time period and may not be representative of the results that would be achieved over a full market cycle or in different economic or market conditions.
IMPORTANT NOTES FOR MODERATE-PLUS PORTFOLIO: Halbert Wealth Management, Inc. (HWM) is an Investment Advisor registered with the SEC. This report does not constitute a solicitation to residents of any jurisdiction where the program mentioned may not be available. Information in this report is taken from sources believed to be reliable but its accuracy cannot be guaranteed. Any opinions stated are intended as general observations, not specific or personal investment advice. Please consult a competent professional and the appropriate disclosure documents before making any investment decisions. There is no foolproof way of selecting a mutual fund portfolio. Not all investments mentioned herein are appropriate for all investors. For more information on HWM, please consult the Form ADV Part II for HWM, available at no charge upon request. Any offer or solicitation can only be made by way of the Form ADV Part II. Officers, employees and affiliates of HWM may have investments managed in this program, in the funds in the program and others.
The performance shown illustrates the actual returns of an account in this program from October 2005 to present. Prior to October 2005, the performance information is a hypothetical, back-tested illustration, and not model or real performance. The numbers are for illustration purposes only, and represent a combination of the actual historical performance of the initial six mutual funds in the program, equally weighted, in a hypothetical portfolio over the stated period of time. From time to time, HWM will remove and replace the mutual funds in the program. Therefore, some of the funds currently in the program were not in the program during the period of hypothetical performance shown prior to October 2005. No actual client money was invested in this program prior to October 2005. These numbers should not be used to predict future performance.
Hypothetical, back-tested performance results are not model results, and have many inherent limitations. The limitations include: 1) there are often large differences between hypothetical performance results and the actual trading results achieved by a particular program; 2) hypothetical performance results are prepared with the benefit of hindsight; 3) hypothetical results may not reflect the impact that market or economic factors might have had on the investment methods if actual money was invested; 4) hypothetical returns do not reflect actual performance and may not be indicative of HWM’s ability to manage money; and 5) past performance is no guarantee of future performance.
Another mutual fund program was previously offered by HWM using different funds and different fund selection criteria. The other program was an asset allocation strategy and sought to provide superior returns relative to major market indexes. The returns some clients experienced in this program were below the returns shown here, and these returns are not reflected in this performance illustration. The asset allocation strategy is no longer offered by HWM.
The results assume that no cash was added to or assets withdrawn from the hypothetical investment during this period of time. Both actual trading results and hypothetical trading results are net of all fees and expenses, include the reinvestment of all dividends, and generally reflect annual rebalancing of the funds to be equally weighted within the portfolio. Adjustments made to reflect management fees are done every six months, and are not accrued on a monthly basis for the actual trading results, and every month for the hypothetical trading results. The track record represents an account that is generally rebalanced annually, even if the fund does not meet the minimum additional investment requirements or the transaction costs would make rebalancing the account economically inefficient. Actual client accounts will not be rebalanced if they do not have sufficient cash to meet the fund’s minimum additional purchase requirements, or if, in HWM’s opinion, the transaction costs of rebalancing outweigh the potential benefits. In addition, accounts, including the track record account, may be rebalanced on a frequency more or less often that annually, or on a date other than the anniversary date, if HWM believes it prudent. Accordingly, actual client accounts may not be managed in the exact same manner as the tracking account. The performance of the tracking account may be different from actual client accounts, and this performance difference may grow over time.
When reviewing past performance records, it is important to note that different accounts, even though they are managed pursuant to the same strategy, can have varying results. The reasons for this include: 1) the period of time in which the accounts are active; 2) the timing of contributions and withdrawals; 3) the account size; 4) the minimum investment requirements and/or withdrawal restrictions; 5) the rate of brokerage commissions and transaction fees charged to an account; and 6) restrictions, limitations or decisions on whether the account can or should be rebalanced annually, or if rebalancing is delayed. There can be no assurance that an account opened by any person will achieve performance returns similar to those provided herein for accounts.
In addition, you should be aware that: 1) the Absolute Return Portfolios program is speculative and involves a moderate to high degree of risk; 2) the program’s performance may be volatile; 3) an investor could lose all or a substantial amount of his or her investment in the program; 4) HWM will have trading authority over an investor’s account and the use of a single advisor could mean lack of diversification and consequently higher risk; and 5) the program’s expenses will reduce an investor’s trading profits, or increase any trading losses.
Past performance is not indicative of future results. No representation is made that the investor will obtain similar results to those shown above. Performance does not reflect the effects of taxation, which results in lower returns to taxable investors. The S&P 500 Index and the NASDAQ Composite Index have been shown because they are widely accepted measures of market performance. Like most other indexes, the S&P 500 Index and the NASDAQ Composite Index are unmanaged and do not reflect transaction costs or management fees. The performance of the S&P 500 Index and the NASDAQ Composite Index is not meant to imply that investors should consider an investment in the Absolute Return Portfolios program as comparable to an investment in the 500 “blue chip” stocks of the largest publicly traded US companies that comprise the S&P 500 Index, or the over 3,000 stocks that comprise the NASDAQ Composite Index. They do, however, include the reinvestment of dividends. Statistics for "Worst Drawdown" are calculated at month end. Drawdowns within the month may have been greater. The results shown are for a limited time period and may not be representative of the results that would be achieved over a full market cycle or in different economic or market conditions.
IMPORTANT NOTES FOR AGGRESSIVE PORTFOLIO: Halbert Wealth Management, Inc. (HWM) is an Investment Advisor registered with the SEC. This report does not constitute a solicitation to residents of any jurisdiction where the program mentioned may not be available. Information in this report is taken from sources believed to be reliable but its accuracy cannot be guaranteed. Any opinions stated are intended as general observations, not specific or personal investment advice. Please consult a competent professional and the appropriate disclosure documents before making any investment decisions. There is no foolproof way of selecting a mutual fund portfolio. Not all investments mentioned herein are appropriate for all investors. For more information on HWM, please consult the Form ADV Part II for HWM, available at no charge upon request. Any offer or solicitation can only be made by way of the Form ADV Part II. Officers, employees and affiliates of HWM may have investments managed in this program, in the funds in the program and others.
The performance shown illustrates the actual returns of an account in this program from October 2005 to present. Prior to October 2005, the performance information is a hypothetical, back-tested illustration, and not model or real performance. The numbers are for illustration purposes only, and represent a combination of the actual historical performance of the initial six mutual funds in the program, equally weighted, in a hypothetical portfolio over the stated period of time. From time to time, HWM will remove and replace the mutual funds in the program. Therefore, some of the funds currently in the program were not in the program during the period of hypothetical performance shown prior to October 2005. No actual client money was invested in this program prior to October 2005. These numbers should not be used to predict future performance.
Hypothetical, back-tested performance results are not model results, and have many inherent limitations. The limitations include: 1) there are often large differences between hypothetical performance results and the actual trading results achieved by a particular program; 2) hypothetical performance results are prepared with the benefit of hindsight; 3) hypothetical results may not reflect the impact that market or economic factors might have had on the investment methods if actual money was invested; 4) hypothetical returns do not reflect actual performance and may not be indicative of HWM’s ability to manage money; and 5) past performance is no guarantee of future performance.
Another mutual fund program was previously offered by HWM using different funds and different fund selection criteria. The other program was an asset allocation strategy and sought to provide superior returns relative to major market indexes. The returns some clients experienced in this program were below the returns shown here, and these returns are not reflected in this performance illustration. The asset allocation strategy is no longer offered by HWM.
The results assume that no cash was added to or assets withdrawn from the hypothetical investment during this period of time. Both actual trading results and hypothetical trading results are net of all fees and expenses, include the reinvestment of all dividends, and generally reflect annual rebalancing of the funds to be equally weighted within the portfolio. Adjustments made to reflect management fees are done every six months, and are not accrued on a monthly basis for the actual trading results, and every month for the hypothetical trading results. The track record represents an account that is generally rebalanced annually, even if the fund does not meet the minimum additional investment requirements or the transaction costs would make rebalancing the account economically inefficient. Actual client accounts will not be rebalanced if they do not have sufficient cash to meet the fund’s minimum additional purchase requirements, or if, in HWM’s opinion, the transaction costs of rebalancing outweigh the potential benefits. In addition, accounts, including the track record account, may be rebalanced on a frequency more or less often than annually, or on a date other than the anniversary date, if HWM believes it prudent. Accordingly, actual client accounts may not be managed in the exact same manner as the tracking account. The performance of the tracking account may be different from actual client accounts, and this performance difference may grow over time.
When reviewing past performance records, it is important to note that different accounts, even though they are managed pursuant to the same strategy, can have varying results. The reasons for this include: 1) the period of time in which the accounts are active; 2) the timing of contributions and withdrawals; 3) the account size; 4) the minimum investment requirements and/or withdrawal restrictions; 5) the rate of brokerage commissions and transaction fees charged to an account; and 6) restrictions, limitations or decisions on whether the account can or should be rebalanced annually, or if rebalancing is delayed. There can be no assurance that an account opened by any person will achieve performance returns similar to those provided herein for accounts.
In addition, you should be aware that: 1) the Absolute Return Portfolios program is speculative and involves a high degree of risk; 2) the program’s performance may be volatile; 3) an investor could lose all or a substantial amount of his or her investment in the program; 4) HWM will have trading authority over an investor’s account and the use of a single advisor could mean lack of diversification and consequently higher risk; and 5) the program’s expenses will reduce an investor’s trading profits, or increase any trading losses.
Past performance is not indicative of future results. No representation is made that the investor will obtain similar results to those shown above. Performance does not reflect the effects of taxation, which results in lower returns to taxable investors. The S&P 500 Index and the NASDAQ Composite Index have been shown because they are widely accepted measures of market performance. Like most other indexes, the S&P 500 Index and the NASDAQ Composite Index are unmanaged and do not reflect transaction costs or management fees. The performance of the S&P 500 Index and the NASDAQ Composite Index is not meant to imply that investors should consider an investment in the Absolute Return Portfolios program as comparable to an investment in the 500 “blue chip” stocks of the largest publicly traded US companies that comprise the S&P 500 Index, or the over 3,000 stocks that comprise the NASDAQ Composite Index. They do, however, include the reinvestment of dividends. Statistics for "Worst Drawdown" are calculated at month end. Drawdowns within the month may have been greater. The results shown are for a limited time period and may not be representative of the results that would be achieved over a full market cycle or in different economic or market conditions.
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Seeks to manage risks through the use of actively managed mutual funds that may employ fundamental analysis, traditional marketing timing and/or some hedging strategies. |
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Uses the same funds and strategies as found in the Moderate Portfolio, plus an additional fund that incorporates a more aggressive active management strategy, such as the use of net "short" trades, futures and options. |
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This portfolio includes mutual funds that use more aggressive active management strategies, such as increased levels of net "short" sales, leverage, or exposure to the commodities markets. |
Using extensive research and our sophisticated mutual fund analysis software, we examined the mutual fund universe, looking for mutual funds that we would characterize as “Steady Eddie” funds – those that have delivered good returns (although not necessarily the highest) through various and different market environments – with limited drawdowns. Once a number of potential candidates were identified, we then ran various combinations of these funds inside a single portfolio, in an effort to further enhance potential performance and reduce the risk of loss. The culmination of all of this research is now available to our clients in the form of our Absolute Return Portfolios.
Investors who wish to take advantage of the Absolute Return Portfolios will have the choice of three different risk levels – Moderate, Moderate-Plus and Aggressive. There is a slightly different mix of funds (5-6) in each category, but the objective of each portfolio is to produce attractive absolute returns. The minimum required to fully invest in our Absolute Return Portfolios is only $15,000. Individual accounts are opened at TD Ameritrade where the funds will be purchased and held.
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