What would your investment outlook be like if you had access to all the advantages of a large institutional investor? First, you would have a staff of professionals to find and evaluate investment alternatives. Next, you’d have access to alternative investment strategies that provide diversification far beyond just having a mixture of various asset classes. Finally, you’d have the peace of mind that comes from knowing qualified professionals are watching over your portfolio.
Unfortunately, these advantages are often reserved for the wealthy and large institutions because of qualification restrictions and minimum investment requirements that can reach into the millions. For the average investor, Wall Street’s conventional wisdom is to simply allocate funds into a variety of stock and bond asset classes and hope for the best.
But all of that is changing. At Halbert Wealth Management (HWM), we challenge Wall Street's conventional wisdom by providing you with some of the very same advantages enjoyed by wealthy individuals and institutions, but at a minimum investment within your reach. To achieve this goal, we adhere to the following guiding investment principles:
- Effective diversification is more than just investing in various asset classes. True diversification should include a variety of professionally managed investment strategies and management styles.
- Active investment strategies are frequently the best means of managing risk and achieving absolute returns in all types of market environments. We do not believe that passive asset allocation or buy-and-hold investment approaches are in the best interests of most investors. These approaches are often too high risk and can leave investors vulnerable to market downturns.
- Professional due diligence is a top priority. When selecting money managers for your assets, you cannot afford to rely on just the manager’s word on important matters such as performance and compliance. We employ an extensive due diligence process both before and after recommendation of a money manager to help assure accuracy of the numbers reported and to note any changes in their program performance.
- Markets and managers change over time. Investments and managers need to be monitored and, when necessary, changed. To do so effectively, we use a systematic approach, based on experience and insight into the investment markets.
- Unparalleled customer service is a must. Since 1995, HWM has excelled in providing the finest in customer service. We have clients nationwide, so we are well acquainted with maximizing customer service over long distances. In today’s Internet Age, there’s no reason to limit your investment horizon to only those available in your local area.
A final part of our investment philosophy is that we invest our own money alongside that of our clients. Gary Halbert has investments in every investment strategy and manager that we recommend, so you know that he is experiencing the same investment results that you are. We watch over your money like it’s our own because part of it IS our own!
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